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How to Shame Someone Who Owes You Money

Shame can be one of the most effective ways to get someone to do something they don’t want to do. But few people have learned how to use shame effectively in a way that benefits them. 

While most people are familiar with face-to-face shaming, like getting into an embarrassing argument in front of an audience or being called out in public, there are some other tactics you can use to shame someone who owes you money into paying up or returning what belongs to you. 

In this article, we will discuss five creative ways that how to shame someone who owes you money and get the results you want.

What Is Debt Shaming And How Is It Effective?

Debt shaming is a creative way to shame someone who owes you money. It’s not only effective because it forces the person with the debt to pay up, but it can also be cathartic for the person on the other side of the transaction. 

Debt shaming is more than just asking for payment, although that can be one part of it. More importantly, it is publicly holding the debtor accountable and making them feel ashamed in front of their friends and family members. 

Sending emails to all your friends and family members is another good way to publicly shame them into paying up. However, there are other ways you can learn to how to shame someone who owes you money.

How To Shame Someone Who Owes You Money

There are plenty of creative ways to shame someone who owes you money into paying up fast, with minimal hassle on your part. Here are the five most effective methods.

1. Create a Deadbeat List

A Deadbeat List is a list of people who owe you money. It is a way to organize your thoughts and figure out what their repayment plan could be. Here are three different ways you can create your own Deadbeat List:

  1. Create a spreadsheet with columns that include the person’s name, contact info, the amount owed, the date due, and so on. This gives you an easy way to keep track of everyone who owes you money.
  2. Create a list of such people on different apps like Khatabook.
  3. Create the reminder list using different mobile applications.

2. Make Them Wear a Sign

One of the more creative ways to shame someone who owes you money is by making them wear a sign outside their home. 

This will not only embarrass them, but it will also let everyone know that they are unreliable people. 

This can be done by either picking up a pre-made sign from the store or writing your own. 

The latter option can be quite embarrassing because you will have to contact this person and give them explicit instructions on what they need to do.

3. Give Them the I Owe You Treatment

Being owed money can be a very frustrating situation. If you are owed money by someone who is not paying up, there are some creative ways that you can get back at them. These tactics will help shame them into paying you what they owe. 

  • Call Them Out on Social Media 
  • Send Them a Letter in the Mail 
  • Get Their Family Involved 
  • Send Them an Edible Gift 
  • Get Your Friends and Family Involved

4. Put Their Picture on Blast

If you have a friend or family member that owes you money, don’t be afraid to put them on blast. 

Post their picture on social media and/or write about them in your blog as a way of shaming them for not paying up. 

If the person doesn’t want their reputation ruined, they will have no choice but to pay up before it gets too far out of hand.

Additionally, many friends will see this post so those who owe you money might end up owing others who owe them

5. Get Creative With Social Media

You should also consider posting embarrassing pictures of them online, tagging their family and friends in posts, or uploading a video of them singing a song about owing you money. Here are a few tips to get creative with social media.

  1. Use Facebook or Twitter to create a public post with the person’s name, photo, and story. Make sure it is public so that all of their friends will see it. 
  2. If they have a blog or website, start commenting under every post they have.
  3. Send an email out to their entire contacts list (even if you don’t know them).
  4. Create a fake social media account and makeup stories about how bad their life is.
  5. Create a blog solely for shaming people who owe you money.
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It can be really frustrating when someone you know owes you money and they refuse to pay up. The best thing you can do is take a step back and just let them know it is bothering you, but sometimes that’s not enough. If they owe you a lot of money, or if they have borrowed money from you multiple times without repaying it, these five methods can help make them more ashamed of themselves and motivate them to come through with their end of the bargain.

Ricardo Anderson
Ricardo Anderson
Ricardo is someone with whom you can ask and talk about finance and its importance in life. A part-time cook, enthusiast, and football player, he loves to read and write on the latest updates in finance.
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